Choose the reward that fits your lifestyle!

At Wasatch Peaks Credit Union, we offer free checking choices that make sense for you. In addition to our FREE Checking account, Wasatch Peaks offers free checking that pays you back! If you're looking to earn a high dividend or get cash back, then Wasatch Peaks has the perfect checking account for you.

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Peaks Perks™ Checking High Dividend

High Dividend. Cash rewards. Get all that and more with free Peaks Perks™ Checking High Dividend account. There's no minimum balance to earn rewards and we'll refund your ATM fees, nationwide.

Account Details:

  • 2.25% APY* on balances up to $10,000
  • 0.25% APY* on balances over $10,000 
  • 0.05% APY* if qualifications are not met
  • Refunds on ATM fees nationwide — up to $10.00 per month
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free Visa® Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Peaks Perks™ Checking High Dividend account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into Online Banking at least one time
  • Be enrolled in eStatements 

If you don’t qualify one month, there’s still no monthly service fee and you can get back to earning a high dividend during the next monthly qualification cycle. 

*APY=Annual Percentage Yield. APYs accurate as of 9/1/2017. Rates may change after account is opened. For Peaks Perks™ Checking High Dividend, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10.00 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.25% interest rate on portion of balance over $10,000. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Peaks Perks™ Checking High Dividend APY is based on compounding interest. Limit one account per Social Security Number. 
 

Peaks Perks™ Checking Cash Back

Earn cash back on everyday purchases — not just gas and groceries! With this Peaks Perks™ Checking Cash Back account, there’s no minimum deposit to open, and you’ll get refunds on ATM fees, nationwide.*

Account Details:

  • 3% cash back on up to $200 of debit card purchases*
  • No category restrictions on purchases
  • Earn up to $6.00 cash back per month
  • Refunds on ATM fees nationwide — up to $10.00 per month
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking with Bill Pay
  • Free Visa Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Peaks Perks™ Checking Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and log into Online Banking at least one time
  • Be enrolled in eStatements

Even if you don't meet your monthly qualifications, your account is always free. You’ll pay no penalties or fees and you can get right back to racking up rewards the very next month.

*When monthly qualifications are met, you receive 3% cash back on debit card purchases that post and settle to the account during monthly qualification cycle up to a total cash back of $6.00 per monthly qualification cycle. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle. Limit one account per Social Security Number

 

Free Checking

Our Free Checking account is exactly that…FREE! Enjoy unlimited check writing with no monthly service charge or minimum balance requirement. 

  • No minimum balance
  • 0.05% APY* 
  • Free VISA® Debit Card 
  Peaks Perks™ Checking Accounts
  Free Checking Cash Back High Dividend
Rewards  
Dividend or Cash Back 0.05% APY on balance over $1,000 3% Cash Back on up to $200 of debit card purchases

2.25% APY on balance up to $10,000

0.25% APY on balance over $10,000

0.05% APY on balance if monthly qualifications are not met

Monthly ATM Fee Refunds   Up to $10.00 Up to $10.00
No Monthly Fee/Penalty
Free Online Banking
Free Mobile Banking
Free Bill Pay
Free Visa® Debit Card
Free eStatements
No minimum Balance

  

Apply for Peaks Perks™ Checking!